Simplified Whole Life: Affordable Even in your 70’s

Cremation is inexpensive.  Prices vary but scattering one’s ashes might run in the $1,000 range. Simplified issue whole life insurance is also inexpensive.   A $3,000 in coverage for a female non tobacco is about $20 a month at 70 and $38 a month at 80.  Here are sample quotes those in their 60’s and in their 70’s.  Simplified means a only short questionnaire and no blood test.

If you haven’t had any really, really bad health problems, or they were over 2 years ago, you can qualify for simplified issue.  It’s full and immediate benefit life insurance, unlike some life insurance pitches you see on TV or get in the mail.   I recommend Liberty Bankers Life to my clients.  Good idea to get one of these while you’re fairly healthy and before hitting 80.