Indexed UL comparisons for cash accumulation and retirement income

Here’s a side-by-side comparison of two Indexed Universal life (IUL) products with a focus on cash value accumulation and retirement income. This post compares Lincoln National‘s “Lincoln LifeReserve Index UL (2011)” to North American‘s “Rapid Builder IUL”. North American in my prior comparison outperformed Minnesota Life and John Hancock’s IUL products.

I will not […]

Three Indexed Universal Life products compared for retirement funds

Note: This post is on the wonky side. It involves an analysis of a new Indexed Universal Life (IUL) product against two leading competitiors. To skip the analysis, scroll down to end of the post for the conclusion.

John Hancock recently introduced an Indexed Universal Life (IUL) product called “Index UL”. Briefly, its index […]

Coverage ages 80 to 90

Life insurance coverage with full and immediate benefit is available for those in their 80’s. Generally one has to be in fair health or good health to make it cost effective.

Here’s a brief overview for octogenarians:

Ages 80 – 85

1. whole life – coverage $3,000 to $15,000

2. universal life – coverage: […]