Age 55

 for age 55 life insurance call: (910) 328-0447
request a quote

Guaranteed Universal Life (GUL, ULSG) is much less expensive than Whole Life and locks in coverage at a fixed rate to a designated age.  Please see here for an overview of options and recommendations for people in their 50’s.

Female  –  Super Preferred  –  Age 55

Face Amount	10 Year Term	15 Year Term	20 year Term	30 Year Term	Age 90 Guaranteed UL	Age 121 Guaranteed UL
$100,000	$17.51	$19.60	$24.03	$48.98	$86.10	$110.40
$250,000	$27.87	$32.52	$44.54	$90.55	$177.39	$229.25
$500,000	$49.52	$58.71	$82.73	$173.85	$327.10	$452.00
$1,000,000	$89.56	$108.97	$157.08	$329.66	$600.92	$886.00

Female  –  Standard Non-Tobacco  –  55 years old

Face Amount	10 Year Term	15 Year Term	20 year Term	30 Year Term	Age 90 Guaranteed UL	Age 121 Guaranteed UL
$100,000	$26.67	$33.15	$39.81	$77.84	$101.40	$122.80
$250,000	$53.99	$57.85	$77.00	$150.68	$211.88	$259.00
$500,000	$100.23	$108.72	$114.34	$295.15	$414.00	$498.00
$1,000,000	$179.89	$208.18	$283.71	$566.49	$731.89	$945.00

Male  – Super Preferred  –  Age 55

Face Amount	10 Year Term	15 Year Term	20 year Term	30 Year Term	Age 90 Guaranteed UL	Age 121 Guaranteed UL
$100,000	$20.38	$24.70	$33.50	$66.88	$92.80	$119.70
$250,000	$36.74	$45.40	$59.46	$117.77	$207.85	$256.00
$500,000	$64.61	$81.31	$107.46	$229.16	$388.70	$497.50
$1,000,000	$118.96	$153.06	$204.36	$449.16	$772.34	$952.00

Male  –  Standard Non-Tobacco  –  55 years old

Face Amount	10 Year Term	15 Year Term	20 year Term	30 Year Term	Age 90 Guaranteed UL	Age 121 Guaranteed UL
$100,000	$33.73	$43.40	$54.71	$83.22	$117.90	$138.40
$250,000	$65.85	$82.78	$112.04	$188.69	$265.75	$316.00
$500,000	$124.12	$187.69	$217.44	$371.66	$515.60	$613.50
$1,000,000	$237.60	$302.31	$418.81	$723.11	$985.00	$1,172.00

Closer to being 56 years old?  If over 56 and a half, see age 56 quotes, since most carriers set rates by nearest age. Backdating a policy up to six month to save previous age is generally permitted.

Note: Age 55 is the age limit for 30 year term with most carriers

Please contact me for a free confidential quote.  Many more options available.

---

updated: 10/05/2023 – non tobacco rates; rates subject to change; quote accuracy or completeness not guaranteed