72 Year Old Best Life Insurance

 for age 72 life insurance call: (910) 328-0447
request a quote

Life Insurance age 72:

Guaranteed UL is less expensive than Whole Life while still having a lifetime death benefit guarantee at a set premium which will never go up. Click here for a full range of product and carrier recommendations for individuals in their 70’s.  Go here for final expense whole life quotes a 72 year old, and for ages 70 to 79.  Do not get term life insurance over age 70.  Permanent life insurance, lifetime guaranteed at a fixed rate, is better because you cannot outlive it.

Female – 72 years old

Face
Amount
Monthly at
Preferred
Best
Monthly at
Standard
Guarantee
Period
Top Carrier
$25,000 $92.52 $106.58  Age 121 Pacific Life
$50,000 $172.49 $192.51 Pacific Life
$100,000 $261.42 $317.61 Penn Mutual
$250,000 $645.57 $776.01 Penn Mutual at preferred best; Pacific Life at standard
$500,000 $1,274.32 $1,522.00 Penn Mutual at preferred best; Pacific Life at standard
$1,000,000 $2,436.00 $2,960.67 Protective at preferred best; Pacific Life at standard
$2,000,000 $4,872.00 $5,901.82 Protective at preferred best; Pacific Life at standard
$5,000,000 $12,180.00 $14,725.25 Protective at preferred best; Pacific Life at standard

Male – 72 years old

Face
Amount
Monthly at
Preferred
Best
Monthly at
Standard
Guarantee
Period
Top Carrier
$25,000 $106.34 $120.40 Age 121 Pacific Life
$50,000 $192.13 $220.25 Pacific Life
$100,000 $298.37 $373.81 Penn Mutual
$250,000 $693.00 $899.58 Protective Life at preferred best; Pacific Life at standard
$500,000 $1,379.50 $1,765.77 Protective Life at preferred best; Pacific Life at standard
$1,000,000 $2,738.00 $3,424.83 Protective Life at preferred best; Pacific Life at standard
$2,000,000 $5,476.00 $6,830.14 Protective Life at preferred best; Pacific Life at standard
$5,000,000 $13,689.99 $17,046.06 Protective Life at preferred best; Pacific Life at standard

Closer to being 73 years old?  If over 72 and a half, see age 73 quotes, since most carriers set rates by nearest age. Backdating a policy up to six months to save previous age is generally permitted.

Please contact me for a free confidential quote.   Many more options available.

Sean Drummey for those 72Licensed Agent: Sean Drummey
phone: (910) 328-0447
email:   spdrummey@gmail.com
national producer number: 5534308



Carriers and products quoted:
The Penn Mutual Life Insurance Company: “Penn Mutual Guaranteed Protection UL”
Pacific Life Insurance Company: “Pacific Life PL Promise GUL”
Protective Life Insurance Company: “Protective Lifetime Assurance UL”

There are two other non-tobacco rate classifications not quoted: the preferred rate and some carriers offer a standard plus rate.

updated: 10/10/2023  –  non tobacco rates; rates subject to change; quote accuracy or completeness not guaranteed