70 Year Old Best Life Insurance

for 70 year old life insurance call: (910) 328-0447
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For 70 year old male and female the best type of life insurance is Guaranteed Universal Life –  Fixed premium, lifetime coverage, best rates; much less expensive than Whole Life while still having a lifetime guarantee.  Click here for a full range of product and carrier recommendations for individuals in their 70s. Go here for whole life final expense quotes age 70 to age 79.

Consumer overview of life insurance and annuities from the National Association of Insurance Commissioners (NAIC)

Female –  70 year old

Face Amount	Monthly at Preferred Best	Monthly at Standard	Guarantee Period	Top Carrier
$25,000	$88.12	$97.18	Age 121	Pacific Life
$50,000	$153.00	$173.74		(approximate) at preferred best; Pacific Life at standard
$100,000	$223.10	$274.08		Penn Mutual
$250,000	$549.26	$667.81		Penn Mutual
$500,000	$1,080.72	$1,351.29		Penn Mutual at preferred best; Pacific Life at standard
$1,000,000	$2,121.77	$2,622.00		Penn Mutual at preferred best; Protective at standard
$2,000,000	$4,243.54	$5,243.44		Penn Mutual at preferred best; Pacific Life at standard
$5,000,000	$10,608.85	$13,079.30		Penn Mutual at preferred best; Pacific Life at standard

 

Male – 70 year old

Face Amount	Monthly at Preferred Best	Monthly at Standard	Guarantee Period	Top Carrier
$25,000	$96.59	$108.98	Age 121	Pacific Life
$50,000	$172.54	$197.34		Pacific Life
$100,000	$264.83	$330.94		Penn Mutual
$250,000	$610.75	$801.46		Protective at preferred best; Pacific Life at standard
$500,000	$1,215.00	$1,567.85		Protective at preferred best; Pacific Life at standard
$1,000,000	$2,410.00	$3,016.51		Protective at preferred best; Pacific Life at standard
$2,000,000	$4,820.00	$6,013.50		Protective at preferred best; Pacific Life at standard
$5,000,000	$12,050.00	$15,004.45		Protective at preferred best; Pacific Life at standard

Closer to being 71?  If over 70 and a half, please see age 71 quotes since most carriers set rates by nearest age.  Backdating a policy up to six months to save previous age is generally permitted.

Lower premiums available on Guaranteed UL plans with the no lapse guarantee to age 90, age 95, age 100, age 105, age 110 or whatever age designated. Catch up premium options available with some plans. Contact me for details.

Please contact me for a free and strictly confidential.  Many more options available.