(here for New York state permanent products)
New York Term Life Insurance Companies and Products (partial list)
10 Year Level Term
Protective Classic Choice Term NY 10
William Penn OPTerm 10
Principal Life 10 Year Term Convertible ***
Principal Life 10 Year Nonconvertible ***
Mass Mutual Term 10
Symetra NY Term 5.0 – 10 Year Term
Ameritas Value Plus NY 10
Ameritas Value Plus NY 10 w/CER
Securian Advantage Elite Select NY 10
Securian Advantage Elite Select NY 10 w/ECA
Securian Advantage Elite Select NY 10 w/CICA
National Life Group NL Term 10
Security MTlNY LT Security Plus 10
US Life Select-A-Term 10
Nationwide Guarantee Level Term – 10
Pruco – Essential 10 NY
Protective Classic Choice Term NY 10 (minimum face amount: $250,001)
John Hancock Protection Term 10 NY (minimum face amount: $750,000)
Penn Mutual Protection Non-Convertible Term
Penn Mutual Protection Guaranteed Convertible Term
15 Year Level Term
Protective Classic Choice Term NY 15
William Penn OPTerm 15
Principal Life 15 Year Term***
Principal Life 15 Year with Conversion Extension***
US Life Select-A-Term 15
Mass Mutual Term 15
Symetra NY Term 5.0 – 15 Year Term
Ameritas Value Plus NY 15
Ameritas Value Plus NY 15 w/CER
Securian Advantage Elite Select NY 15
Securian Advantage Elite Select NY 15 w/ECA
National Life Group NL Term 15
Mass Mutual Term 15 w/ECP
Nationwide Guarantee Level Term – 15
National Life Group NL Term 15
Pruco – Essential 15 NY
Security MTINY LT Security Plus 15
Protective Classic Choice Term NY 15 (minimum face amount $250,001)
John Hancock Protection Term 15 NY (minimum face amount: $750,000)
Penn Mutual Protection Non-Convertible Term
Penn Mutual Protection Guaranteed Convertible Term
20 Year Level Term
William Penn OPTerm 20
Principal Life 20 Year Term ***
Principal Life 20 Year with Conversion Extension ***
Mass Mutual Term 20 (06-22)
Symetra NY Term 5.0 – 20 Year Term
Ameritas Value Plus NY 20
US Life Select-A-Term 20
Ameritas Value Plus NY 20 w/CER
Mass Mutual Term 20 w/ECP
Securian Advantage Elite Select NY 20
National Life Group NL Term 20
Securian Advantage Elite Select NY 20 w/ECA
Pruco – Essential 20 NY (04-22)
Nationwide Guarantee Level Term – 20
Securian Advantage Elite Select NY 20 w/CICA
Security MTlNY LT Security Plus 20
Protective Classic Choice Term NY 20 (minimum face amount $250,001)
John Hancock Protection Term 20 NY (minimum face amount: $750,000)
Penn Mutual Protection Non-Convertible Term
Penn Mutual Protection Guaranteed Convertible Term
25 Year Level Term
Mass Mutual Term 25
Mass Mutual Term 25 w/ECP
William Penn OPTerm 25
US Life Select-A-Term 25
Protective Classic Choice Term NY 25 (minimum face amount $250,001)
30 Year Level Term
Principal Life 30 Year Term ***
Principal Life 30 Year with Conversion Extension ***
William Penn OPTerm 30
Symetra NY Term 5.0 – 30 Year Term
Mass Mutual Term 30
Ameritas Value Plus NY 30/30 w/CER
Mass Mutual Term 30 w/ECP
US Life Select-A-Term 30
Nationwide Guarantee Level Term – 30
National Life Group NL Term 30
Pruco – Essential 30 NY
Protective Classic Choice Term NY 30 (minimum face amount $250,001
Security MTlNY LT Security Plus 30
Securian Advantage Elite Select NY 30
Securian Advantage Elite Select NY 30 w/ECA
Securian Advantage Elite Select NY 30 w/CICA
Penn Mutual Protection Non-Convertible Term
Penn Mutual Protection Guaranteed Convertible Term
35 Year Level Term
Protective Classic Choice Term NY 35 (minimum face amount $250,001)
William Penn OPTerm 35
US Life Select-A-Term 35
40 Year Level Term
Protective Classic Choice Term NY 40 (minimum face amount $250,001)
William Penn OPTerm 40
1 Year Level Term
Mass Mutual Term ART
US Life Select-a-Term: 10,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,35 year level term periods
*** Principal offers business coverage only: buy sell, key person, executive bonus, personal insurance on business owners and their family members, etc.
Please contact me for a free confidential quote.
Licensed New York Agent: Sean Drummey
phone: (910) 328-0447
email: spdrummey@gmail.com
New York term life insurance companies listed full names:
Ameritas Life Insurance Corp. of New York
First Symetra National Life Insurance Company of New York
John Hancock Life Insurance Company of New York
Massachusetts Mutual Life Insurance Company
National Life Insurance Company
Nationwide Life Insurance Company
Principal Life Insurance Company
Protective Life and Annuity Insurance Company
Pruco Life Insurance Company of New Jersey, a Prudential company
Securian Life Insurance Company
Security Mutual Life Insurance Company of New York
The Penn Insurance and Annuity of New York, a wholly owned subsidiary of Penn Mutual
United States Life Insurance Company in the City of New York, a member of Corebridge Financial, Inc.
William Penn Life Insurance Company of New York, Legal & General America
Updated: 9/8/2026 carrier and products subject to change