Height and Weight Chart rate class guideline for life insurance companies doing business in New York state
| Height | Preferred Best | Preferred | Select | Standard |
|---|---|---|---|---|
| 4' 8" | 125 | 134 | 145 | 167 |
| 4' 9" | 129 | 139 | 151 | 173 |
| 4' 10" | 134 | 144 | 156 | 179 |
| 4' 11" | 139 | 149 | 161 | 185 |
| 5' 0" | 143 | 154 | 167 | 191 |
| 5' 1" | 148 | 159 | 173 | 198 |
| 5' 2" | 153 | 164 | 178 | 205 |
| 5' 3" | 158 | 169 | 184 | 211 |
| 5' 4" | 163 | 175 | 190 | 218 |
| 5' 5" | 168 | 180 | 196 | 225 |
| 5' 6" | 173 | 186 | 202 | 232 |
| 5' 7" | 179 | 192 | 208 | 239 |
| 5' 8" | 184 | 197 | 215 | 246 |
| 5' 9" | 190 | 203 | 221 | 253 |
| 5' 10" | 195 | 209 | 227 | 261 |
| 5' 11" | 201 | 215 | 234 | 268 |
| 6' 0" | 206 | 221 | 241 | 276 |
| 6' 1" | 212 | 227 | 247 | 284 |
| 6' 2" | 218 | 234 | 254 | 292 |
| 6' 3" | 224 | 240 | 261 | 299 |
| 6' 4" | 230 | 246 | 268 | 308 |
| 6' 5" | 236 | 253 | 275 | 316 |
| 6' 6" | 242 | 260 | 282 | 324 |
| 6' 7" | 249 | 266 | 290 | 332 |
| 6' 8" | 255 | 273 | 297 | 341 |
Rate classes:
Preferred Best (also called Preferred Plus)
Preferred
Select (also called Standard Plus)
Standard
Substandard Tables B – H (also called Tables 2-8) companies have separate substandard build charts
Sample Guideline: life insurance company build charts vary considerably on weight limits for rate classifications. A few carriers determine the rate class by body mass index (BMI) limits. Some carriers have separate build charts for seniors over age 65. Please contact me to find out the companies that have the most favorable build charts as well as the lowest premiums.
Please contact me for a free confidential quote.
licensed agent: Sean Drummey
National Producer #5534308
phone: (910) 328-0447
email: spdrummey@gmail.com