The Missouri Department of Insurance now provides a locator service for lost life insurance and annuity policies.
People who believe they are beneficiaries, as well as executors and legal representatives can file a search request form with the Department of Insurance. Completed forms should be notarized and include a copy of the original death certificate before being mailed to the department.
Requests will be forwarded to Missouri-licensed life insurance companies each month. Insurance companies will then contact the beneficiary if a policy is located.
For policy holders here are some tips on making sure that your policy claim gets paid.